Business Loans

Business Loans

Unlocking Financial Growth: Business Loans for Success

Whether you need funds for general working capital, ATO debts, expansion, renovations, stock purchases or simply catching up on overdue expenses and invoices – a Business Loan may be the answer.

 

We can finance

Ongoing access to up to $1M to keep your business moving.

Stock and Inventory

Obtain 50k To 250k With Low Doc Application

Debt Consolidation

Merge Multiple Loans Into A Quick To Manage Facility With A Single Monthly Payment.

What is a business loan? And, how can it help my business?

A business loan is a way to borrow money for its growth and eventually repay it in monthly installments with interest,over a specific period of time.

This loan can be used to keep the business running and help the company with cash flow, during erratic fluctuations. Business loans help business owners to make a move or take an opportunity that otherwise can be missed due to lack of funds. Such loans are mostly unsecured, which means you are not required to provide any collateral to secure the loan.

What can Business Loans be used for?

It is always better to rely on business loans than to depend on unplanned overdrafts or credit cards. It is a challenge for a business to run if sources of credit get exhausted.Moreover overusing these forms of credit can harm a business’s ability to get additional credit support in future.

Here’s what a business loan can be used for:

Improve Cash Flow

Pay Overseas And Domestic Suppliers

Pay Staff Wages

Pay ATO Debts

Purchase Materials, Inventory Or Stock

Cover Operating Costs And Expenses

Ensure cashflow during a project with staged customer payments

Fill The Gap Between Invoices And Getting Paid

Frequently asked questions

To qualify for a business loan, the following criteria must be met:

  • Possession of an ABN or ACN
  • Being in operation for a minimum of 6 months
  • Generating a minimum of $5,000 in monthly sales
  • GST registration

Please note that additional requirements may apply in certain situations. These guidelines are in place to ensure that loans are only extended to businesses that are able to repay them and to prevent any potential financial difficulties

With AUZLoans, there are no surprises or complications. We will provide a loan schedule, based on the product you select and your specific situation, that clearly outlines the repayment plan and payment schedule. It’s that simple.

A business may require a loan at various stages of its growth. For example, new businesses may need to borrow money to purchase equipment or secure a location. Established businesses may want to expand or move to a larger space a few years after opening. Businesses that operate seasonally or have long-term projects with staggered payments may benefit from a loan to even out cash flow throughout the year. Additionally, businesses may need financial assistance during challenging economic periods.

It is important to note that every business is unique and various factors such as the company’s trading history and circumstances will determine if financing is necessary. If you decide to pursue a short-term or long-term loan, Auzloans can assist you in finding the best loan options for your specific situation.

Secured loans are loans that are backed by an asset, such as a vehicle, equipment, or property. The lender may place a formal charge, restriction, or other security document on the asset, which could affect the borrower’s ability to dispose of the asset without the lender’s consent. If a loan payment is not made, the lender may be able to recover the debt by enforcing the security against the asset.

An unsecured loan, on the other hand, does not require any assets as collateral. Lenders typically make funding decisions based on the creditworthiness of the business and the affordability of the monthly payments. Even if the loan is unsecured, the lender may still require a personal guarantee from the directors or shareholders, which means the individual promises to make payments to support the business. In this case, no formal security will be registered against either the business or the individual’s assets, which means both can be dealt with freely.

AUZLoans typically arranges unsecured business loans. In some cases, a lender may require formal security, which will depend on the particular circumstances and needs of the business and will be evaluated on a case-by-case basis.

There are various types of loans available depending on the current stage of your business and the purpose of the loan. With the help of our lending experts, you can find the best loan option, lender, and interest rate for your business to move forward with confidence.

We offer a wide range of lending solutions to fit your needs, and we will work with you to determine the most appropriate financing option for you. If you would like more information about the different types of financing available, please contact us by requesting a call back, sending a message, or by calling us at 1300 60 0002

The duration of a business loan can be influenced by various factors such as the loan amount and the lender providing the funding. Business loans generally have a term ranging from six months to five years or longer. Some businesses may also have the option to renew or extend their loans at certain points in the loan term. Selecting the right business loan is a crucial decision for any entrepreneur seeking to grow their business. For more information on the different types of financing options available, please contact us by requesting a callback, sending an email, or by calling 1300 60 0002

Yes, and we never charge you an early repayment fee if you choose to do so.

Obtaining a business loan can be a lengthy and complicated process. For instance, applying for a bank loan requires a significant amount of paperwork and may require submitting detailed documents such as a business plan. Furthermore, research indicates that a large percentage of small business loan applications are denied by banks.

However, there are alternative financing options available. At Auzloans, you can easily apply online and receive a response within 24 hours, as opposed to waiting for weeks. Additionally, we specialize in unsecured loans, which means you may be able to access funding without having to provide collateral.

Testimonials

Our Clients From All Around The World

Explore testimonials from our satisfied clients around the world, sharing their experiences and success stories with Auzloans.

Auzloans made the loan process a breeze! Their online application was easy to complete and their team was incredibly responsive and helpful throughout the entire process. I was able to get the loan I needed quickly and with favorable terms. I highly recommend Auzloans to anyone in need of financial assistance.

Amelia Business Analyst

I was hesitant about applying for a loan online, but the team at Auzloans put me at ease. Their customer service was top-notch and they were able to get me approved for a loan in no time. I was really impressed with how quickly they were able to process my application and get the money to me. I'm so glad I chose Auzloans

Lucas Top Manager

I recently had to take out a loan to cover some unexpected expenses and I'm so glad I went with Auzloans. Their interest rates were very competitive and their customer service was excellent. The whole process was stress-free, and I really appreciated how transparent and honest they were throughout. I highly recommend.

Henry Developer
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