Debt Consolidation

Debt Consolidation

Debt Consolidation made easy

Consolidatе multiplе loans into onе simplе monthly paymеnt solution.

Considеring sеttling your currеnt dеbts through a dеbt consolidation loan?

Simplify thе procеss with AUZLoans. Strеamlinе your high-intеrеst loans and crеdit cards into a singlе, lowеr-intеrеst loan, potеntially rеducing your monthly еxpеnsеs. Discovеring thе idеal loan is еffortlеss with our advancеd funding platform, offеring accеss to ovеr 40 of Australia's top lеndеrs. Savе timе as wе handlе thе groundwork for you, еnsuring you find thе right loan to mееt your nееds. Trust AUZLoans for a straightforward and еfficiеnt dеbt consolidation еxpеriеncе.

Process

Just 3 More Steps to Secure Your Life

1.

Apply

Fill in our simple 1-page online
application.

2.

Get Approved

Sign the loan agreement once the equipment is finalized

3.

Confirmation

On the designated day funds are easily transferred to your account

+18

Years of experience

Who We Are

Trusted by Hundreds of Entrepreneurs Since 2005.

AuzLoans has been the ultra-lending champion to businesses throughout Australia Since 2005.Our team of experts comb the length and breadth of the market to find the best financing option for you.

Frequently asked questions

A debt consolidation loan enables you to consolidate your existing debts such as credit cards and other personal loans into one loan and one repayment, making it easier to manage your debts and in some cases lower your monthly commitments.

Debt consolidation can be a very effective way to get in control of spiralling debt issues and provide a clear path for paying it off.

The minimum qualification requirements for a debt consolidation loan are:

  • You must be over 18 years of age
  • Be employed or self-employed
  • Have a minimum income before tax and super of $23,000
  • Be a Permanent Resident or Citizen

Each lender reserves the right to include further credit criteria. These criteria ensure loan affordability and confirm the creditworthiness of the applicant

Depending on your income, your credit score and what you plan to use the money for, you’ll be able to borrow between $10,000 and $200,000.

When all the required information is provided, lenders generally respond the same day with an outcome. But some more complex applications may take between 24-48 hours. Please provide your details through our online application and one of our finance partners will be in touch with you shortly. Our Partners aim for an outcome the same day. They can then send funds to you in less than 24 hours – provided all the required information is at hand. Approvals can last up to 90 days, so get ‘Pre Approved’ today.
Loan repayments are based on three main factors: the amount you borrow; the term of the agreement; the interest rate. All these combined determine the repayment amount. Other factors like loan fees and balloons may also affect the monthly repayment amount.

Loan terms can range from two to seven years, with four to five years being an average contract term. As a rule of thumb, the longer the loan term, the lower the repayments.

Making an enquiry to discuss your circumstances, get finance quotes and fact-find will not affect your credit score. You can discuss all your requirements with a loan specialist.

When you are happy with your indicative quotations and wish to proceed, the lender may perform a ‘hard’ credit search. This is normal and is noted on your credit history. It can affect your credit score, so your consent is required before this happens.

We have access to 40+ lenders across the market, so whether you have excellent or bad credit we have options available. You will, however, have a better chance of getting approved if you have a higher credit score.

Testimonials

Our Clients From All Around The World

Explore testimonials from our satisfied clients around the world, sharing their experiences and success stories with Auzloans.

Auzloans made the loan process a breeze! Their online application was easy to complete and their team was incredibly responsive and helpful throughout the entire process. I was able to get the loan I needed quickly and with favorable terms. I highly recommend Auzloans to anyone in need of financial assistance.

Amelia Business Analyst

I was hesitant about applying for a loan online, but the team at Auzloans put me at ease. Their customer service was top-notch and they were able to get me approved for a loan in no time. I was really impressed with how quickly they were able to process my application and get the money to me. I'm so glad I chose Auzloans

Lucas Top Manager

I recently had to take out a loan to cover some unexpected expenses and I'm so glad I went with Auzloans. Their interest rates were very competitive and their customer service was excellent. The whole process was stress-free, and I really appreciated how transparent and honest they were throughout. I highly recommend.

Henry Developer

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